Why Being Insured and Bonded Matters When Hiring a Contractor

sabrina9314
Jul 9
2 min read

When it comes to choosing the right contractor for your next build, whether it's a pole barn, horse arena, custom shop, or full-scale agricultural development, one question should always be at the top of your list: Are they insured and bonded?

At BCG Builders, we proudly operate as a fully insured and bonded contractor. But what does that really mean for you, the customer? And why should you care?

Let’s break it down.

What Does "Insured and Bonded" Mean?

Insured means we carry liability insurance and workers’ compensation coverage. This protects both our clients and our crew in case of accidents, property damage, or injuries that might occur on the job site. If something unexpected happens, you’re not left holding the bill.

Bonded means we have secured a surety bond that offers a financial guarantee that we will complete the work as agreed upon in the contract. If for some reason we don’t follow through on our commitments, the bond can be used to compensate you.

Why Insured and Bonded Matters to You

1. Peace of Mind

When a contractor is both insured and bonded, you can move forward with confidence. You know you’re working with a business that’s operating legally, ethically, and professionally.

2. Financial Protection

If an accident or damage occurs during your project, insurance protects you from having to pay out of pocket. And if the project is not completed properly, a bond gives you an added layer of financial recourse.

3. Accountability

Being bonded holds us accountable to deliver what we promise. It's not just about trust—it's about having a formal structure in place to protect your investment.

4. Professional Standards

Licensed, insured, and bonded contractors have made a commitment to meet industry standards. It shows we take our responsibilities seriously and that we’re in it for the long haul—not just a quick job.

BCG Builders: Licensed, Insured & Bonded

At BCG Builders, we don’t just build barns and shops—we build trust. We’re proud to meet and exceed Idaho’s and Oregon's requirements for insurance and bonding because we believe in doing things the right way, every time. When you hire us, you’re getting a team that’s not only skilled and experienced but also backed by real protections that matter to you.